%PDF-1.7 1 0 obj << /Type /Catalog /Outlines 2 0 R /Pages 3 0 R >> endobj 2 0 obj << /Type /Outlines /Count 0 >> endobj 3 0 obj << /Type /Pages /Kids [6 0 R 39 0 R ] /Count 2 /Resources << /ProcSet 4 0 R /Font << /F1 8 0 R /F2 9 0 R /F3 12 0 R >> /ExtGState << /GS1 13 0 R /GS2 14 0 R >> >> /MediaBox [0.000 0.000 612.000 792.000] >> endobj 4 0 obj [/PDF /Text ] endobj 5 0 obj << /Producer (dompdf 3.1.2 + CPDF) /CreationDate (D:20251209211213-07'00') /ModDate (D:20251209211213-07'00') /Title (View PDF) >> endobj 6 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 10 0 R 15 0 R 17 0 R 19 0 R 21 0 R 23 0 R 25 0 R 27 0 R 29 0 R 31 0 R 33 0 R 35 0 R 37 0 R ] /Contents 7 0 R >> endobj 7 0 obj << /Filter /FlateDecode /Length 2278 >> stream xXM6ϯK*?EOu*Nl|Hr $YcwkH $O<1@u -bA?M}I3Z& z(7!Q/ߩX˦fZϣO_Nӷw24_9^ATw>C1?_^!miA׻p0HFnwdْE?R >YgV I1wr3yE-.0ĽwB-Fy|>3.<4e `_~?ʻd,ZӋ>)(j4YUE+j9NxR$O>-pDA(JNWZoQlH -"Ȯ:rvv4+N /U+a5-gl2LWi+Ʉη'g{#]"EVٕ4J5E` A8}Nȧ<.mq~rI41C)Cww+4g>c+|e 8V^4 (L& /Vfa0btf#eFUK?W,C6|)|;ZXz#A;) Y#4%S,qn8kщRPɪ`IW_<}TÚtԇ*EidO` bu+IRQ6F9*`]EsBQș)PSv%Z-=TWv0; ?-yǷlP'݌giV,%l\bi5$Q%E\5Yr\)Z=Z*z$ţN.L3x|?Wb&āFJju7o beI1:ivL4.;2UۋPO('[a-:9MzMfF"6A Xjr)F|ܧk 3*1!QVv#{jzicN<Պ40 P=8F:+(~`ΩFmdOpa:^a޳NV4Ǝ,'Y'Srzú5􂋙G>p? U+rAK\us'%SDdR29P.rg/$Z%s!{Z3;d "ޢaĘu\UDޫhwBڍTU7ZR<Ƞ*fdY G|MQ$Ny9ij/Q84@mBjdx> )Ŵ6nɎkξ/P(6=0堨!Q{U? ~7,U q"=ZU;\针k/LA~\kؔ>L٭?1$<K[w}3BfW𳑟TYzſ' 1,Tӏ_ #T to)n@jB%a~\yWlWOn/titxԜ_x&}~> 55gqO8^iH{fOhׂG#8/KVJU,dtk%Gɩ4L2~SN9"w {YjI$O$۸!~FZzZtCMWQjӱ=)3l?כk n@|x}Bī_hoP#f,6rvoM'Q-c{-WAB+*& 7mo Ksk7 9_BoHT#"_u} [r`}/~yKVA iS-`ðX*:Px :a ǭ׮e8=(Xjա 5ZXgvgуw endstream endobj 8 0 obj << /Type /Font /Subtype /Type1 /Name /F1 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 9 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Times-Bold /Encoding /WinAnsiEncoding >> endobj 10 0 obj << /Type /Annot /Subtype /Link /F 4 /A 11 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 690.9283 82.0157 738.9283 ] >> endobj 11 0 obj << /Type /Action /S /URI /URI (/print/pdf/node/16971) >> endobj 12 0 obj << /Type /Font /Subtype /Type1 /Name /F3 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 13 0 obj << /Type /ExtGState /BM /Normal /CA 1 >> endobj 14 0 obj << /Type /ExtGState /BM /Normal /ca 1 >> endobj 15 0 obj << /Type /Annot /Subtype /Link /F 4 /A 16 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 682.0555 144.6677 693.9355 ] >> endobj 16 0 obj << /Type /Action /S /URI /URI (/insights/auto-physical-damage-0) >> endobj 17 0 obj << /Type /Annot /Subtype /Link /F 4 /A 18 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 579.2203 135.3317 591.1003 ] >> endobj 18 0 obj << /Type /Action /S /URI /URI (/node/13466) >> endobj 19 0 obj << /Type /Annot /Subtype /Link /F 4 /A 20 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 547.9951 119.4351 561.8947 ] >> endobj 20 0 obj << /Type /Action /S /URI /URI (/ryan-mandell) >> endobj 21 0 obj << /Type /Annot /Subtype /Link /F 4 /A 22 0 R /Border [0 0 0] /H /I /Rect [ 119.3357 436.0291 194.3357 447.9091 ] >> endobj 22 0 obj << /Type /Action /S /URI /URI (https://www.propertycasualty360.com/2020/08/25/fitch-first-half-2020-saw-record-drop-in-auto-claims/) >> endobj 23 0 obj << /Type /Annot /Subtype /Link /F 4 /A 24 0 R /Border [0 0 0] /H /I /Rect [ 250.6637 436.0291 369.3197 447.9091 ] >> endobj 24 0 obj << /Type /Action /S /URI /URI (https://www.caranddriver.com/news/a34240145/2019-2020-traffic-deaths-coronavirus/) >> endobj 25 0 obj << /Type /Annot /Subtype /Link /F 4 /A 26 0 R /Border [0 0 0] /H /I /Rect [ 427.9157 327.7411 554.2277 339.6211 ] >> endobj 26 0 obj << /Type /Action /S /URI /URI (https://www.latimes.com/california/story/2020-03-15/coronavirus-covid-19-traffic-commuting-los-angeles-405-freeway) >> endobj 27 0 obj << /Type /Annot /Subtype /Link /F 4 /A 28 0 R /Border [0 0 0] /H /I /Rect [ 423.2837 242.2051 516.2597 254.0851 ] >> endobj 28 0 obj << /Type /Action /S /URI /URI (https://www.cnn.com/2020/04/09/politics/airline-passengers-decline/index.html) >> endobj 29 0 obj << /Type /Annot /Subtype /Link /F 4 /A 30 0 R /Border [0 0 0] /H /I /Rect [ 184.9877 227.9491 448.9277 239.8291 ] >> endobj 30 0 obj << /Type /Action /S /URI /URI (https://www.mckinsey.com/~/media/McKinsey/Industries/Automotive%20and%20Assembly/Our%20/Five%20COVID%2019%20aftershocks%20reshaping%20mobilitys%20future/Five-COVID-19-aftershocks-reshaping-mobilitys-future-VF2.pdf) >> endobj 31 0 obj << /Type /Annot /Subtype /Link /F 4 /A 32 0 R /Border [0 0 0] /H /I /Rect [ 157.3517 119.6611 314.3237 131.5411 ] >> endobj 32 0 obj << /Type /Action /S /URI /URI (https://www.mckinsey.com/~/media/mckinsey/industries/retail/our%20insights/how%20covid%2019%20is%20changing%20consumer%20behavior%20now%20and%20forever/how-covid-19-is-changing-consumer-behaviornow-and-forever.pdf) >> endobj 33 0 obj << /Type /Annot /Subtype /Link /F 4 /A 34 0 R /Border [0 0 0] /H /I /Rect [ 426.2957 119.6611 520.6277 131.5411 ] >> endobj 34 0 obj << /Type /Action /S /URI /URI (https://www.mpower.mitchell.com/virtual-claims-estimating-trends) >> endobj 35 0 obj << /Type /Annot /Subtype /Link /F 4 /A 36 0 R /Border [0 0 0] /H /I /Rect [ 288.3077 76.8931 549.5717 88.7731 ] >> endobj 36 0 obj << /Type /Action /S /URI /URI (https://www.mpower.mitchell.com/virtual-claims-estimating-trends/) >> endobj 37 0 obj << /Type /Annot /Subtype /Link /F 4 /A 38 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 62.6371 116.6597 74.5171 ] >> endobj 38 0 obj << /Type /Action /S /URI /URI (https://www.mpower.mitchell.com/virtual-claims-estimating-trends/) >> endobj 39 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 41 0 R 43 0 R 45 0 R 47 0 R 49 0 R 51 0 R 53 0 R 55 0 R ] /Contents 40 0 R >> endobj 40 0 obj << /Filter /FlateDecode /Length 2376 >> stream xXے۸}WUvEljv.2ه>@$$$~E^ ˜x2l4O>Wi){^=}|ÒY~d2_$J^je5ˇey=cG}:a*:~LN6 F:'Z[g'i\k;vrR`ę9mnYVƂǎyREıvGϭtfw;ۚ-9膕kfD$;2 <]=ۄ1M[m성O5\pn%SJ898Uo7"??pmxHZ7؍T*ZZ$,V![c$ly訃wGK#-hbۘK_Z#PPzٶa;;sȦU`i /SuwUa{: G ^pt )q h!oUo(H0n1m%Q>q0`CcmTs߳‡P(+*Tpp@WvIjJVѢE[A;]`?l/2&ь #x>&KhYv_MuUOsY | Dpz-U- ;ʪ;yU;^UrtQ(j%-ƆHYL@jUgD[[rQYѝu̹UW1_.\Nn{yވC8K\e(XY#Xq#@rxިнrLV羼L5@GM$[XdU^E&׾-J, 6VOp\ PO+XͯXԪ&S'+PeRڹ/m60KT mޡrL +o*/Gq/<#Z7)P֦5UHG'K6%;anZ8Pe/#n+ѡţW#ў DeA, 2(`&FeYdavt3=iKqt>acO/v١5Łb^ ؀mI5UL_-aE2H^Qr({É+n90,"ftGbiGlCk獬'BwNr/LLJH<L 2cPku5.CuGʎgBxehzBx<*8c?IJp[tFS9g5.3mQ,5k_rk6$[-+f,~)j/x֧e`$3Mro.) #`JJ}C{aLj1\@_b> aH65$.kg~S򁨕W!d.,$0`aƒ.?I[l!b(Z3I>>T4ih$QD+l9,ldS$#d+NU/" <}2R&*sIYӓkp׾z)@I(?{ĸ]]3D(#ַ锾Qh!>lq Чʤij룳7-$+wx<-ʼnn 4fwvAN83 0 endstream endobj 41 0 obj << /Type /Annot /Subtype /Link /F 4 /A 42 0 R /Border [0 0 0] /H /I /Rect [ 474.5477 550.4875 553.5317 562.3675 ] >> endobj 42 0 obj << /Type /Action /S /URI /URI (https://techcrunch.com/2020/03/26/major-automakers-toyota-honda-fca-extend-factory-closures/) >> endobj 43 0 obj << /Type /Annot /Subtype /Link /F 4 /A 44 0 R /Border [0 0 0] /H /I /Rect [ 125.0117 536.2315 164.3357 548.1115 ] >> endobj 44 0 obj << /Type /Action /S /URI /URI (https://www.lexology.com/library/detail.aspx?g=5538ff09-3384-4dcc-b42e-0c27188d9784) >> endobj 45 0 obj << /Type /Annot /Subtype /Link /F 4 /A 46 0 R /Border [0 0 0] /H /I /Rect [ 468.9797 521.9755 569.6237 533.8555 ] >> endobj 46 0 obj << /Type /Action /S /URI /URI (https://www.repairerdrivennews.com/2020/03/02/lkq-we-bought-most-chinese-auto-parts-for-1q-before-coronavirus-outbreak/) >> endobj 47 0 obj << /Type /Annot /Subtype /Link /F 4 /A 48 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 507.7195 69.0077 519.5995 ] >> endobj 48 0 obj << /Type /Action /S /URI /URI (https://www.repairerdrivennews.com/2020/03/02/lkq-we-bought-most-chinese-auto-parts-for-1q-before-coronavirus-outbreak/) >> endobj 49 0 obj << /Type /Annot /Subtype /Link /F 4 /A 50 0 R /Border [0 0 0] /H /I /Rect [ 170.3357 413.6875 415.3397 425.5675 ] >> endobj 50 0 obj << /Type /Action /S /URI /URI (https://www2.deloitte.com/us/en/pages/manufacturing/articles/automotive-trends-millennials-consumer-study.html) >> endobj 51 0 obj << /Type /Annot /Subtype /Link /F 4 /A 52 0 R /Border [0 0 0] /H /I /Rect [ 101.6717 356.6635 230.6357 368.5435 ] >> endobj 52 0 obj << /Type /Action /S /URI /URI (https://www2.deloitte.com/us/en/pages/manufacturing/articles/automotive-trends-millennials-consumer-study.html) >> endobj 53 0 obj << /Type /Annot /Subtype /Link /F 4 /A 54 0 R /Border [0 0 0] /H /I /Rect [ 360.9557 356.6635 471.9557 368.5435 ] >> endobj 54 0 obj << /Type /Action /S /URI /URI (https://fas.org/sgp/crs/misc/R46554.pdf) >> endobj 55 0 obj << /Type /Annot /Subtype /Link /F 4 /A 56 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 342.4075 215.9597 354.2875 ] >> endobj 56 0 obj << /Type /Action /S /URI /URI (https://www.npr.org/sections/health-shots/2020/09/10/910724801/overview-of-poll-data-on-pandemics-damage) >> endobj xref 0 57 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000344 00000 n 0000000373 00000 n 0000000550 00000 n 0000000756 00000 n 0000003107 00000 n 0000003216 00000 n 0000003324 00000 n 0000003455 00000 n 0000003528 00000 n 0000003638 00000 n 0000003695 00000 n 0000003752 00000 n 0000003884 00000 n 0000003968 00000 n 0000004100 00000 n 0000004163 00000 n 0000004295 00000 n 0000004360 00000 n 0000004493 00000 n 0000004645 00000 n 0000004778 00000 n 0000004911 00000 n 0000005044 00000 n 0000005210 00000 n 0000005343 00000 n 0000005472 00000 n 0000005605 00000 n 0000005878 00000 n 0000006011 00000 n 0000006276 00000 n 0000006409 00000 n 0000006525 00000 n 0000006656 00000 n 0000006773 00000 n 0000006903 00000 n 0000007020 00000 n 0000007193 00000 n 0000009643 00000 n 0000009776 00000 n 0000009920 00000 n 0000010053 00000 n 0000010188 00000 n 0000010321 00000 n 0000010492 00000 n 0000010623 00000 n 0000010794 00000 n 0000010927 00000 n 0000011089 00000 n 0000011222 00000 n 0000011384 00000 n 0000011517 00000 n 0000011608 00000 n 0000011740 00000 n trailer << /Size 57 /Root 1 0 R /Info 5 0 R /ID[<49366a6eaf6a12af5377f73f8ed4c8eb><49366a6eaf6a12af5377f73f8ed4c8eb>] >> startxref 11896 %%EOF